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Top 5 Innovation Change the Smartphone Trend 2019

Chris Holroyd

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Top 5 Innovation Change the Smartphone Trend 2019

2018 has ended with a good note and 2019 till now has been a great start of the year giving many mobile technology events. In 2019, the smartphone makers are going to change the smartphones but in a good way by bringing new technologies in the devices. This year is going to be the world-changing experience for the smartphone users as the smartphone companies have rolled up their sleeves to give their best to the customers.

The smartphone manufacturers are working on the technologies like 5G support, in-display fingerprint scanner, foldable phones, pop-up smartphone and dual-display device. From these technologies, the companies have succeeded in achieving the in-display fingerprint reader, foldable phone, pop-up smartphone, and dual display device.

Given below are the five new trends of the smartphone that will bring a huge change in the world of the smartphone in 2019.

In-display fingerprint sensor smartphones

There was a time when rear fingerprint sensor was in trend and there was a craze of such mobiles. But as time passed, the eagerness of customers to get a new technology increased due to which the mobile makers positioned the fingerprint scanner in the display which is dubbed as an in-display fingerprint sensor.

Technologies that showed the future of the in-screen fingerprint scanner is the Synaptics’ Clear ID and Qualcomm’s under-screen fingerprint readers. The first smartphone maker to get this technology is Vivo with the Vivo X20 Plus UD smartphone. After this launch, the people were expecting more such smartphones due to which almost every phone maker is following the footsteps of Vivo.

In 2019, the customers who are a die-heart fan of In-display fingerprint sensor smartphone will be happy as almost every company is following this trend and is manufacturing in-display fingerprint sensor in smartphones. Smartphones like Vivo V15 Pro, Samsung Galaxy S10, and many more come with this technology.

More smartphones with in-display fingerprint scanner will be seen in the coming days because of the demand from the customers.

In-display fingerprint lover has to just wait for some time more as there will be such smartphones everywhere very soon that too in a very affordable price.

Welcoming 5G smartphones,

At the beginning of the year, the US Government gave a green signal to the 5G strategy and told that the 5G will be launched until 2020. In the orders, it was written that enough spectrum is available and will be made available for 5G-support in the future years.

In 2018, the AT&T disclosed its plans about the 5G technology and till now Verizon has offered 5G in some states of the US. On the other hand, the T-mobile unveiled its plans to launch the 5G while the Sprint is planning to give 5G support smartphones to the US cities before the half of the year ends.  

As per the rumours and speculations, the customers are ready for the 5G smartphones and are expecting to get it in very this year. The Samsung Galaxy S10 and the Sony Xperia XZ 4 will be the smartphones that will be handed to the customers with 5G support.

2020 will be the year of 5G and this can be said because it is among the hot topic of the year. In the next year, we will see only 5G smartphone around us as it can stand against the competitors and is the demand of the customers. While in 2019, the 5G support smartphones will be the talking point as it will be in the manufacturing stage which will be ready till 2020.

Foldable smartphones

Another technology that is raising the eyebrows other than 5G is foldable smartphones. Before making its foldable smartphone official, Samsung revealed the prototypes many a time i.e. in 2011, then in CES 2013 and at last it officially announced it in MWC 2019.

The Samsung foldable phone is dubbed as Galaxy Fold and was expected to launch by this month, but due to some reasons, the company will launch it by next month. And the company also said that it will manufacture more than one million units of the foldable phone within half the year of 2019.

Till now, the biggest announcement made for the foldable smartphone is the Samsung Galaxy Fold and Huawei Mate X but these are not the first foldable smartphone. The first foldable smartphone is the Royole FlexPai.

Apart from these smartphone companies, Apple has also filed a patent regarding the foldable iPhone. Google also announced that Android will the one that will support the foldable smartphones.

After knowing all these things, we can surely say that the phone makers will not sit calmly and will provide their customers with the foldable smartphone as they do not want to lag behind others.

Rumours about Motorola Razr V4 has also arisen by which we can say that the foldable phones are the favourite among the makers and will become favourite among the customers very soon after the launch.

Dual display smartphones

The smartphone manufacturers are not ready to sit quietly as they want to give their best to their customers. So even after giving the above-mentioned technologies, they are working on the dual display smartphones. It came as a surprise to everyone when the company announced about the Vivo NEX Dual Display Edition on 11th Dec 2018 in Shanghai, China.

This announcement by Vivo made it ahead of other companies. Due to this, the competitors of the Vivo buckled down to bring this innovative idea. So they started working on the dual display smartphones. Vivo is the first to bring such smartphone and in 2018 ZTE was also spotted having a book-like unfolding smartphone. Other companies too are working hard to bring such smartphones but are failing as it is not an easy task.

Dual display smartphone has two displays i.e. one at the front and other at the back. Many attempts were made by YotaPhone and Meizu Pro 7 for dual display but failed. While on the other hand, the successful Vivo NEX Dual Display Edition comes with 6.4-inch full HD AMOLED screen at the front and at the back, it has 5.5-inch full HD AMOLED screen. The price tag of the dual display smartphone of Vivo is 4,998 Yuan in China i.e. roughly Rs 52,490 in terms of the Indian Currency.

In the second screen of the Vivo NEX Dual Display Edition smartphone, the same apps which are run on the front screen can be run at the back as well. The most attractive thing apart from the dual display is the camera, as the back camera can also be used as a front camera for capturing the selfies. The front camera is mostly fixed focus while the back cameras are more advanced comparatively.

The other dual display smartphone is the Nubia X which comes with an under-display fingerprint scanner which is built into both the screens.

With the help of dual screen, multitasking can be done as both the screen handles different works. And also the rear panel can be used as a controller while playing games. Dual-screen smartphones have come as a boon to the people who multitask and play games.

Pop-up selfie camera

The companies are racing to give a bezel-less smartphone to their customers due to which the companies started the trend of the notch. The notch size was based on the companies small or big but for the bezel-less screen, it was highly used. But later, the customers asked for more bezel-less smartphone and then pop-up front camera took birth. The companies dropped the plan of using notch, punch-hole and instead used pop-up front camera. This innovative idea is attracting the customers a lot.

This innovative idea was first used by Vivo in the Vivo V15 Pro. and later Oppo followed its footsteps and launched Oppo F11 Pro with the same technology. Now the talking point is the pop-up selfie camera of the iconic OnePlus smartphone i.e. OnePlus 7.

OnePlus offers its customers a standard smartphone which is just incredible. So everyone is eager to know about the pop-up camera of the OnePlus 7 and what the company is going to offer extra with this.

The pop-up selfie camera has started a trend of the almost total bezel-less smartphone due to which the customers attract toward it the most. Till now only a few companies adopted this idea, and till the end of the year, we will see many pop-up selfie camera smartphones as there is a huge demand for such smartphones.

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Top Video Downloading Applications for Android Users

Chris Holroyd

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Video Downloading Applications

Android is a powerful platform and maximum people are using it in the present time. Having an android device or smart phone is not enough if you do not have the right and effective applications. Now, for watching or downloading videos; what type of app do you use? 

Are you one of those who simply ask their friends to give them videos and movies? What if you have a platform for free in hand to get all the videos streamed and download the ones that you love the most?  Just because you do not have any idea about these applications it does not mean they do not exist. This post is going to give you a quick glance at some of the most loved and useful video downloading apps on android:

AVD (Android video Downloader)

AVD or better known as Android video Downloader is a nice application that has an extensively easy to use interface. The platform permits the users to download any kind of videos from different types of websites or platforms. You can stream and download any sort of flash videos without any hassle. This video application is free of cost and you can quickly browse videos and download them within the application.  The application never gives you the access to videos on YouTube, but apart from this, the video app has plenty of other destinations for you to get thee videos from.

Vidmate app 

This is an outstanding HD video downloading application. It is free of cost and you can get it from its official website. Once you do Vidmate Apk download you would get access to all the videos and movies content available online. You would get linked to all the video oriented platforms like Facebook, Tumblr, Instagram, YouTube, Dailymotion, Metacafe and many others.  Similarly you do not have to worry about formats and resolutions too; you can get the ones that you need. Whether mp4, AVI, FLV, 3gp or any other format, you can get the content in them. Moreover, resolutions like HD can be enjoyed and if you do not have knowledge about resolutions, the app automatically sets the best resolution for your videos as per your device.

Media Clip Pro

This application gets the users a professional and easy to use approach in experiencing the fictional or any other types of videos from anywhere at any time. The users can download any form of media such as videos, photos, documents, and music. The users can easily save the streamed videos that can also get available later in the offline mode. You should try it as the application has an easy to use interface that heads to quicker browsing.  The application has features that make it a good pick for the android users.

Conclusion 

So, do you have any of these video applications in your android device? These are sure to give you an excellent and amazing time. Your videos and movies desires would meet even before you speak them out. It is all about your choices and conveniences!

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Important Points to Consider Before Building a Hybrid Mobile App

Chris Holroyd

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Hybrid Mobile App

There is no doubt that mobile devices have become an integral part of our lives. Billions of people world over now use mobile phones and smartphones. In this situation, people have started to prefer mobile applications over websites. This has led to the huge number of mobile applications being submitted and launched at Google Play Store and Apple App Store. To cater to this huge demand for creating mobile applications for both of these app stores, people have started to gain interest in Developing Hybrid Mobile App due to its immense benefits.

 Using hybrid mobile app development, developers can use web technologies like HTML, CSS and JavaScript to build a mobile app with single code base which can run on both the platforms i.e. Android as well as on iOS. If you choose hybrid mobile app development, then you don’t have to write native codes in Swift or Java for each platform separately.

Let’s see the top hybrid app development frameworks popularity statistics in 2018 which tells us that Facebook promoted React Native framework is leading.

Hybrid Mobile App

To help and guide hybrid mobile app developers, in this article, we are discussing about some points which a mobile app developer whether he is an iOS App Developer or Android developer must take into consideration while starting hybrid mobile app development.

It is expected that the mobile phone users will reach 4.5 billion by the end of this year i.e. 2019 and now no one asks the question that whether they should build a mobile app or not. Rather now they ask whether they should go for native app development or hybrid app development. Many of them want to know How to make hybrid app? This is a significant change in their outlook.

But choosing the right mobile app development approach is not an easy task and an expert advice is needed in such a situation.

Experts say that it can’t be a fixed approach. Some applications are suited for one approach while other applications can be built using many different approaches. Recently, we have seen the increasing popularity of hybrid mobile app development and in this article, we will discuss about when it is best to use and when it isn’t along with few other useful tips. 

Advantages of hybrid mobile app development

hybrid mobile app development

One of the main benefit of hybrid mobile app development is that even a web developer who has knowledge of how to build web applications which run on web browsers can also build Android and iOS apps using the same skills. That means hybrid apps are really about accepting the web and making it work for mobile devices. 

Good thing about hybrid mobile app development is that the companies which are into website development can leverage their existing web development talent pool to build amazing hybrid mobile apps and compete other app development companies in the market and they actually don’t need to Hire Mobile App Developer to build mobile apps.

As per research reports, the number of web developers is almost 30 times more than number of native mobile app developers. Salaries of mobile app developers is also more than that of web developers. Hence, startups and small app development companies can save lots of money by accepting this easily available talent pool of web developers and can use them to build hybrid mobile apps.

There is yet another benefit of hybrid mobile app development than just saving money which is that hybrid mobile app development makes it possible to target multiple platforms without any need to maintain multiple codebases which ultimately reduces the time to market and give the app owners more time to launch their app and make it available for large number of users.

Let’s now discuss about some points which you should take into consideration while going for hybrid mobile app development: – 

  • Proper and Thorough Planning

Proper and Thorough Planning

Whenever we start some work, prior planning about it is always useful.  If you want to to Hire iOS Developer or Android developer to build your app but you make a plan before you start developing your app then it will offer a smoother ride and bring more successful results. In planning phase, you have to take care of many aspects of development process.

For example, in case you are going for hybrid app development them remember a hybrid app uses a web view which is actually a scaled-down browser. Hence, you can guess that these apps have to face the similar problems which exist today with other browsers. 

If you understand your target audience and their expectations well then you can easily find out the positives and hindrances of your app. When you will do device profiling then you can easily find out what kind of performance targets you should look at.

When you build your app to distribute and launch it on distribution channels like Google Play Store and Apple’s App Store, you have to make sure that your apps meet their respective guidelines. Publishing at Google Play Store is relatively easy while Apple has stricter guidelines which is kind of a challenge for the app developers. 

In case of iOS apps, you have to integrate the phone’s native functionality and not just build a web app. The functions like camera, geolocation, sensors can be accessed through JavaScript plugins available with other frameworks. Although your aim should be to follow app store guidelines so that your app gets quick approval but still you should include that functionality only which is required by the users. For Android apps, getting approval is not that difficult.

  • Country and Region of Target Audience

Country and Region of Target Audience

Mobile apps can be downloaded from the app store to be use at any country or region of the world. That means they are global product but unlike the websites, which are open, they are mainly accessible from country specific app stores. Different countries have different cultures and different kind of laws. Hence, you should launch your app in only those countries and regions whose laws it follows.

May be in your country, internet connection is very fast or you may even have free Wi-Fi access points but remember it is not same everywhere. There are many countries where internet connectivity is not that fast especially in some of the developing countries. Hence always make your app lightweight so that it can be downloaded easily in less time and users can use it easily even if they have low bandwidth internet connection.

  • Scalability

Scalability

Most of the apps require uninterrupted internet connection either for logging in or to keep data in the app up to date.  This requires continuous communication with the server using some APIs. If your app becomes successful, then number of users accessing your app will increase exponentially which will put pressure on the backend. Sometimes users can even experience timeouts and error messages. 

To avoid these kinds of situations you have to plan ahead how your backend will manage the increased traffic. i.e. there is a need to make your app scalable. To manage this, you should use RESTful API and should also make provisions for higher number of users. You also may have to invest in faster servers. 

Once your app is published, you cannot release the updated version just in a few days and it can take few weeks to release the updated version after going through the reviews and feedbacks. Hence, you have to use latest research and development in how to make your app scalable. With technology and a faster internet connection, your app will do well.

  • Performance of the Mobile App

Performance of the Mobile App

When we build a hybrid mobile app under a web view then we may face the old problem of compatibility with multiple browsers across multiple operating systems. On website front it can be handled using progressive enhancements. Similarly, we have to resolve this issue in hybrid apps so that you can deliver a smooth experience across multiple devices.

Also make sure there are not too many background processes otherwise it will drain your battery and reduce the app performance over time. You should build your app as a single page application using framework like Ember.js or AngularJS. This will help your app to deliver good performance and it will also reduce the memory leak incidents. You can also use a framework like Ionic, which is great for making quick prototypes as well as final app.

Also remember that CSS animations perform better than JavaScript ones on mobile devices hence you should use them more.

  • Responsive design

Responsive design

The devices of today vary a lot in terms of screen sizes. Good thing is that the rule of responsive design is also applicable on hybrid apps as they can be opened on smartphones as well as tablets of varying sizes. Hence, you have to design your app in such a way that it opens perfectly not only on the smallest screen sizes of your chosen range of devices but also on the larger screen devices. Moreover, it should work on both landscape and portrait view. You have to try to reduce the complexity of the app as much as possible while making sure that it delivers best user experience.

Decide about what will be your app design: in terms of menus, headers and lists. Most of the small screen size apps tends to use icons rather than text to tell about any information or next steps. If you manage to label them properly then it will highly improve the accessibility. Although users expect some attributes but don’t let this hamper your app design.

Conclusion

We have just discussed with you the top tips which you should know before you start developing hybrid mobile apps. By using these tips, you too can turn your ideas of developing a mobile app into a fully functional mobile app using the same skills and same developers who are expert in web application development i.e. using HTML, CSS and JavaScript.

If you have finally decided to try building hybrid apps then the vast internet community of hybrid apps can be one of the best resource for you. You must have till now realized that it is better to go for hybrid app development rather than hiring iPhone app developer or Android app developer to build your mobile app. 

Hence, in near future the demand for hybrid app developers will increase a lot and the businesses which are looking to hire mobile app developer to build their app will need to just hire web developers or hybrid app developers to build their app using HTML, CSS and JavaScript.

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Top 10 Mobile Security Threats You Should Worry About in 2020

Chris Holroyd

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Cyber-security threats proliferate our world, and in the coming years, their scale and impact are only going to get bigger. This is especially concerning if you consider that most of today’s corporations have to contend with having their corporate data being accessed on a smartphone. For employees, it is most convenient, but for companies, it is a security nightmare that they would rather not face and they have every reason to be afraid.

Research has shown that mobile phones are increasingly being used to perpetrate cybercrimes that range from corporate espionage, identity fraud, data leakage to crypto-jacking.   In 2020, such threats are only going to be magnified as a result of faster networks (5G), more connected devices (IoT) and the widespread adoption of AI.

One way to keep ourselves safe from future mobile-security threats is to stay abreast with their evolving nature. Cybersecurity experts, after all, agree that knowing the kind of cyber risks that you are likely to run into helps in the adoption of effective countermeasures.  This piece does just that by considering the top 10 mobile security threats, you should worry about in 2020. 

1. #Data leakage 

Data leakage

Data leakage is one of the most worrisome and hardest to prevent threats to enterprise security. Most people, for instance, store passwords on their phones and will leave them lying around without sparing second thoughts on what would happen if they were improperly accessed.

Data leakage perpetuated this way is not nefarious, and because corporations have no business telling adults how they are to use their phones, it is a very difficult threat to control.

Corporate data leakage can also happen when apps have too much access to user’s data. One way to stop this from happening is to install an Android cleaner app that will keep your data from being accessed without your consent. The app can also help manage your passwords and accounts.

2. #Cryptojacking Attacks

Cryptojacking Attacks

Did you know that your phone can be used to mine cryptocurrency without your consent? Cyptojacking is not new, but is nonetheless a recent development in mobile security threats and one that is gaining steam. It started with the hijacking of desktops, but it is now a fully-fledged mobile security threat that can target anyone.

With the use of Mac and PC cleaning software, it is relatively easy to get rid of the threat to computers. On mobile phones, however, it is an entirely different matter because the mobile-specific crypto mining software are very stealthy. The only clue they leave behind is a fast-draining battery and excessive data usage.

Google and Apple have so far moved to contain mobile-crypto mining apps by banning them on Play Store and iOS App Store respectively, and while this has somewhat contained the threat of cryptojacking, cyber-security experts warn that apps from unofficial third-parties still pose a great threat.

3. #Out Of-Date Software 

Out Of-Date Software 

 One of the reasons that software vendors keep on pushing updates is better security. But not all vendors or device manufacturers can provide updates on time a situation that leaves device users exposed to zero-day attacks.

With the coming of the Internet of Things – a real possibility now that 5G is a proven technology- there is an increased likelihood that sloppy manufacturers will leave mobile phone users exposed to all sorts of attacks.

Think about it, every device manufacturer out there will want to be part of the Internet of Things, and they will have to develop some software to facilitate this. With millions of manufacturers and product vendors involved, the potential weak vulnerabilities will be so many and attacks, commonplace.

4. #Social Engineering Attacks

Social Engineering Attacks

Social engineering attacks look for weaknesses in human nature. An example of such a weakness is irresistibly attracted to great discounts or clickbait stories. Cybercriminals use this to their advantage by pushing users to click on emails and URLs that are infected with malware. 

Given that mobile phones are the primary devices through which people access the Internet, such scams are only going to be more pronounced in 2020 and beyond. 

5. #Unsecured Networks

Unsecured Networks

It is not farfetched to think that by 2020 and beyond, almost every city will have public Wi-Fi. While this is a welcome development, public Wi-Fi will nonetheless put millions of people at risk because it is primarily an unsecured network.

Cybercriminals, governments, and intelligence agencies have all mastered the art of eavesdropping on communications over public Wi-Fi.

Most people are, of course, oblivious of this danger and given the amount of personal information that is carried on our smartphones, there is no telling the kind of crimes that are going to be perpetrated on such networks.  Perhaps, the only defense we might have is to avoid them entirely.

6.#Jailbreaking/Rooting

Jailbreaking/Rooting

Cybercriminals can bypass the security of the App Store and Google Play Store and install third-party apps on your phone. They can do this by compromising Android OS through a procedure called Rooting or Jailbreaking in iOS devices.  While research shows that only 0.1% of iOS devices and 0.5% of Android devices are compromised this way, the security threat is massive if you consider the pool of billions of devices.

Jailbreaking and Rooting are going to be persistent threats that we need to be worried about because cybercriminals are always improvising. Not to mention, iOS and Android operating systems are continually having their security flaws exposed and, in the process, leaving their users exposed.

7. #Malware

Malware

Malware infection will always constitute a threat to mobile systems. With the increased adoption of AI, it is likely that we will soon be seeing malware threats that are maladaptive. They will be able to respond to anti-malware solutions in ways that our most trusted PC tips and tricks guides are yet to provide answers to.

8. #Privacy Breaches

Privacy Breaches

Closeup picture of Privacy button of a modern keyboard.

Tomorrow’s mobile security threats don’t even have to come from you because if the Cambridge Analytica scandal is anything to by, social media giants, such as Facebook and Google, can leak your data to the wrong entities.

But it is not just Facebook or Google as there are many apps installed on your phone, all of which could potentially be breached and in the process expose everyone’s little dirty secrets. 

How do you protect yourself in such a scenario? The sad truth is that there is little you can do to prevent a dating site from being hacked, for instance or Google, for that matter. You can, however, limit the quantity of data stored on your phone at any time by using cache cleaners.

9. #Withdrawn Support 

Withdrawn Support 

There is a lot of bickering going around between the governments of China and the USA. A recent consequence of this was the recent withdrawal of Android support on Huawei smartphones by Google. This left millions of people with Huawei devices vulnerable to security breaches because they could not download the latest apps on Play Store or access some of Google’s services.

There is no telling how the trade war between the two trade giants US and China will go, but if recent indications are anything to go by, 2020 will be the year when support is fully withdrawn.

10. #Third-Party App Stores

Third-Party App Stores

Some people rightly feel that Google and Apple have an oversized say when it comes to app development, purchase, and control. And as the recent case involving Huawei showed, there is some truth to this.

Third-party app stores try to limit the dominance of these tech giants, but compared to Google and Apple, they don’t offer the same type of security guarantees. In 2020 and beyond, they will continue to sources of multiple mobile security threats.

Wrap Up

Wrap Up

Shall we ever live in a completely safe world? No security expert would answer in the positive, and this is because as our security measures become better, the threats that we face adapt to counter them. The same is true when it comes to mobile phone security threats- we will have to stay vigilant.

Author Bio:

Mathew Ngatia is a computer scientist who currently works as a content specialist at Softwaretested.com. He writes on topics related to tech, VPN, digital marketing, gaming, SEO and more. Outside of work, Mathew is interested in artificial intelligence and programming in general and is an avid book reader.

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Why People Prefer To Have A Second-hand Phone?

Chris Holroyd

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buy Second Hand Mobile

A mobile phone, particularly a smartphone, has become essential for almost everyone in this age. Those who are in business now have shifted a lot of deals on smartphone only. It has made the communication simpler, faster and easier. There are various brands in the market that offer different models at regular interval. The new models come with some new features that can help specific types of users. Those who want new models love to go for them and sell their phone in the second-hand market although the phone has no fault. It is just in good shape and condition but due to the availability of new model some people sell and hence those who want to get good phone in limited budget can go for such devices. 

Why should one buy a phone in the second market?

There are ample reasons for the people to buy it in the second market. The cost of the phone is the first reason. The technology keeps on changing, and hence one has to change the device at a regular interval, but if one goes for the latest model it can be costly for him as in a few days again new model is availed by the company and one may have to bear loss on his device. Hence it is better to go for the second-hand device after a regular interval. The phone is also used, and hence one does not need to spend on accessories such as cover, toughened glass etc. As the phone is used one does not need to worry about technical aspects also. There are people in the local market also from whom one can get the best second hand smartphone

How to decide a device quality?

Those who want to have the best second hand mobile to buy always worry about this question. There is no specific mechanism to go for a good device and hence one needs to rely on a technician only. Before going for the device one needs to show it to the technician if he does not have any knowledge for the same. If the technician says it is quality one can go for it. Usually there is no guarantee or warranty on the second-hand device, and hence in case one gets a device with technical problem it may prove much difficult for him to use for a longer period or even sell the same in the market. 

To get a good device, one needs to study the market. There are many portals on the internet where people who want to sell their mobiles place a post and one can follow the same. He can also check the images of the device as well as technical specifications, and if he finds it good he can go for the same. In some cases the buyer also requests the seller to offer some discount in price. The seller if thinks it fit, can offer the discount and it can prove much cost-effective for the buyer for a particular device.

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Guideline to Apply for a Business Loan via Mobile App

Chris Holroyd

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Business Loan via Mobile App

With financial institutions slashing their borrowing rates, the number of individuals seeking both secured and unsecured credits has increased exponentially in the past years. Additionally, the emergence of online means of applying for loans like business loan apps has made it even easier for individuals to apply and avail such financial assistance for business purposes.

Thus, if you are seeking a business loan, only a few taps on your smartphone can help you apply and avail a loan from a financial institution of your choice.

Things To Know Before Applying For A Business Loan Online

A business loan is an unsecured advance which you can use to invest in various aspects of your business like infrastructure, upgraded machinery, inventory maintenance, etc.

Before applying for a loan, the first thing you should know is whether you are eligible to avail it and the documents you will need to submit for the loan. For instance, to avail a business loan, you will need to comply with following eligibility criteria –

  • You should be between 23 to 55 years of age.
  • Your current business should be at least three years old.
  • You should file the returns from your business for at least the past year.

These are the general eligibility criteria to avail a business loan. However, you should check with your preferred financial institution to ensure that you comply with their eligibility criteria. Additionally, you can use a business loan app to calculate your eligibility to avail the loan by using an eligibility calculator.

After knowing your eligibility, you should check the documents you need to submit to avail the business loan. For instance, some of the documents required include –

  • KYC documents
  • Business proof certificate
  • Your bank account statement from last month
  • Other relevant financial documents

Some financial institutions require certain additional documents as well. So, check with the lender to ensure that you have all the documents you need to apply for the loan. Previously, the documentation process was cumbersome and led to many hassles in the loan application process. However, when you apply online or via a mobile app, the chance of encountering glitches in documentation are negligible.

Thus, with these few things in mind, you can move to the loan application process.

How To Apply For A Business Loan Online?

The process of applying for a business loan online is simple. After checking all relevant information like eligibility, documents required, and your repayment amount, you can proceed to the application process.

To apply online, you need to visit the website of your preferred financial institution. There you will have to follow the proper link to apply for a business loan, fill out the required information, attach your documents and use.

To make things even simpler, most financial institutions have introduced a quick loan app that makes the process of availing loans faster. For instance, Experia, introduced by Bajaj Finserv, is an app that has streamlined the loan application process. For instance, you can use the app to find every detail about the loan, apply for it and even pay your EMIs.

Additionally, Bajaj Finserv also brings pre-approved offers that make availing loans faster and easier. These pre-approved offers are available on several financial products including business loans, home loans, and personal loans. 

How Can You Avail Loan Via App?

If you want to apply for an easy loan using a mobile app like Bajaj Finserv App, you need to follow the steps below –

  • Download the app on your smartphone from Google Play Store or Apple Apps Store.
  • Install it on your phone and register yourself.
  • Choose the type of borrower you are- either salaried or self-employed.
  • Find the type of credit you want to avail and follow details to apply.

Thus, applying for credit using a business loan app is the easiest process to avail it. Additionally, features like choosing your preferred language, eligibility calculators, and EMI calculators. available on the app helps you along in the process of availing a business loan.

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How Much Does it Cost to Replace an iPhone Screen?

Chris Holroyd

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iPhone Screen Repair

We’ve all been there: your phone is teetering on the edge of a table, sure to fall to the hard ground with the slightest wrong movement. Try as you might, that phone can go careening down to the floor, and if it lands wrong or it’s unprotected, the screen could crack. Not only are cracks not very aesthetically pleasing, they can actually hurt you. iPhone screens are made of glass, and running your thumbs over a cracked one can give you dangerous splinters or cuts

Excessive cracking on your screen could also eventually lead to a reduction in its usability over time. Cracks leave your screen vulnerable to dirt and oils that can cause it to malfunction.For that reason, it’s important to take care of your iPhone, even if you cannot always control accidents or clumsiness that can cause breaks. The next time your iPhone suffers an unfortunate screen crack, stay calm and keep the following in mind.

Find a location to fix your iPhone screen

The first thing you will want to do is spring into action and research where you can go to fix your beloved iPhone screen. A search for an iPhone screen repair near me will likely bring up results for reputable retailers who are certified to fix an iPhone screen without damaging it. Some places even specialize in same-day repairs and replacements, so you do not have to worry about going without your phone for too long.

The typical range of costs

Cost is a vital thing to consider when you are looking to repair your iPhone screen. You do not want your phone to be compromised due to its broken screen, but you do not want to go broke fixing it, either. Typical iPhone screen repairs can cost between $60 and $200. This is all dependent on where you live and what model of iPhone you have. For instance, fixing an iPhone 7 screen in Chicago may cost you $85.99, whereas fixing an iPhone XS could be $199.99. Cell phone repair shops can replace screens from iPhones older than iPhone 5, usually, but it’s important to call ahead to make sure the staff have the stock to replace the screen on whatever model you have.

How to prevent future breaks

After you have fixed your iPhone screen, you will likely want to develop a strategy so that you do not have to go through this ordeal again. One major way to prevent future breaks and cracks is by protecting your iPhone in every way you can. Buy a case for your iPhone and make sure you research its durability before you commit. There are many brands and styles to choose from when you are buying a case, so consider your lifestyle. If you know you are rather clumsy or do a lot of activities outside and around crowds, make sure you choose one with a very strong exterior and that protects the ports on your phone. If you are someone who just wants a nice multitasking case that can give you a two-in-one, consider purchasing an iPhone case with a card holder. This will make sure you always have the essentials on you when you are out. Another important way to protect your iPhone is investing in a high quality screen protector. These can be purchased at many cell phone retailers both in store and online. Your wireless provider may even offer to affix it to your phone for you for free. No matter how often you drop your phone, these protective measures can greatly reduce the number of cracks and damaged caused to your phone.

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