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Split AC or Window AC – Which is more energy efficient

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AC

Are you going to buy an air conditioner soon, but confused between the split AC and window AC as to which would be a good choice to save energy bills? If you are stuck, then you are not alone! Many prospective AC buyers face this situation while buying the air conditioner in India and elsewhere.

However, when it comes to making a choice between the two types of ACs, it entirely depends on what you exactly want in your home.

While many people prefer the split AC as they complement the modern design of the house and consume less energy, many still have window ACs as the first choice.

Hence, here is a blog that will guide you towards buying the right ACs depending on some factors. Read on and get to know more!

What is a window AC?

Window AC is wall mounted and is perfect for a small room with a window space. The good thing about a window AC is that its cost is pocket-friendly with a low-cost maintenance cost. They come in a single unit, and you need to install one side inside and another side outside.

What is a split AC?

Split AC is also wall mounted and is generally used for large rooms because of higher cooling capacity. You don’t need to have a window to install it as it comes with a condenser and compressor. A compressor is an outdoor unit placed outside and the evaporator, or the indoor unit is placed inside the room to cool the room.

Split AC vs Window AC

  • Cooling power

The most important part of any AC is its cooling capacity, and if it can deliver what is expected, then it is worth a purchase. Split AC is generally designed for larger rooms and has the prowess to cool a room much faster. On the other hand, a window AC looks compact and is best suited to work in a small room.

  • Price

When it comes to the price of both ACs, a split AC will cost you almost double than that of a window AC. For example, a 1-1.5 Ton split AC will cost you around Rs.20,000-30,000 while you will need to pay around Rs.18,000-27,000 for a window AC. As a result, if you require an AC for a small room, you should go for a window AC as don’t need any extra installation charges. Nonetheless, for a bigger space like a living room, you should opt for a split AC.

  • Power consumption

The power consumption or split ac and window AC depend a lot on the Star rating of a product. The higher the rating, the lower will be the energy consumption. For example, a 5 Star AC will consume less power compared to a 4 Star AC. The overall saving of electricity may be up to 10% between both of them. Thus, if you wanted to purchase an AC for a small room, a 3 Star 1.5 Ton window AC should be the choice. People looking to buy an AC for a bigger space and should work for 10-15 hours should opt for a 5 Star split AC to save more power.

It’s time to avail Special Summer Offer on ACs

You are now aware of some aspects that must have cleared your doubts about whether to opt for a split AC or a window AC to save power and on other factors.

If you are ready to buy an LG window AC and don’t want to pay its entire cost in go, then you can opt for the No Cost EMI facility on the Bajaj Finserv EMI Network.

You can spread the cost of your Lloyd window AC and more brands over a tenor and pay only a fixed EMI amount per month and nothing extra. This way, you can save more compared to other EMI payment alternatives.

Also, you can make the most of the Special Summer Offer to save even more on your AC shopping.

You can get up to Rs.5,000 as the Insta Credit into the Bajaj Finserv Wallet on purchasing a window AC or split worth Rs.20,000. If you shop for an AC worth Rs.40,000, you can get an Instant Credit of up to Rs.7,000. What’s more, when you shop for the latest ACs on the Bajaj Finserv EMI Network, you can also get a cashback of up to Rs.2,000 on your electricity bill.

Hurry, the Special Summer Offer from Bajaj Finserv is available only for a limited period.

You can go ahead and buy any of the branded ACs on easy EMIs across the Bajaj Finserv EMI Network.

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The Special Place Of Free Online Meetings

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The present era is that of technological inventions and more and more people are turning towards them to make their lives easier and more productive. The world of business has changed a lot over the last two decades and the meetings that were conducted in presence of all the members are now conducted in their online presence but they don’t have to be present at a common venue. Good communication plays a significant role in the progress of a business.

There are many factors that need to be discussed among the administration, the management and the employees. In the past, the businesses used to spend a lot of travelling and that affected the productivity of the business, but today the free online meetings have made it easier for the businesses to save their resources for productivity. The free online meetings have provided the business community with the most efficient and cost-effective way of keeping in touch not only with the management and workers but with the present and potential customers too.

In the past telephone conference was used to discuss the business matters as well as the personal affairs, it was done by a three-way calling line. Today the video conferences have made it a thing of the past and the easy video conferencing has made its way not only to the business world but the homes of millions of people living at far off places. It has been playing a significant role in joining the lost connections and people who live apart from one another can now easily see each other with the help of latest apps and websites offering free online meetings and video conferences.

The use of free online meetings has become so popular that people who were lazy about making phone calls can be seen having video chats with their family and friends. It is only because of these free online meeting facilities that a soldier does not miss watching his daughter take her first step or eat her first solid food; he watches it through a free app on his android device. A son born in his father’s absence still recognizes him as he sees him on a smartphone every day.

The use of websites and apps like GoToMeeting is increasing at a very fast pace. Now the businessmen can save their time and money by using GoToMeeting to conduct their business meetings with their important clients and partners to meet pro.

GoToMeeting is one of the leading and most used free internet conference service providers. It has a number of features for conducting conference meetings. The number of participants in a meeting is not limited so it is easy for the businessmen to call large groups of people for video conferencing. There are thousands of businessmen across the globe that use GoToMeeting software for their web presence, transactions with clients and vendors.

There are a few GoToMeeting competitors on the market that have been trying their utmost to harm the growing popularity of this software. Talk fusion, Skype and SightSpeed are some of the strong GoToMeeting competitors.

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Business

Recommended Reading for Tech Entrepreneurs

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Tech Entrepreneurs

When running a start-up, you’ll come up against obstacles all the time – fact! Being your own boss will be exhilarating but your challenging experiences will remind you that, running a business is a learning curve. But before stresses tip you over the edge, why not reach for a book that may provide some solutions? After all, knowledge is very empowering and can help with problem-solving.

Read something by someone with business expertise, who are pulled through plenty of mishaps over the years. Here’s our list of some inspiring reads to get you going…

The Hard Thing About Hard Things by Ben Horowitz

Although you shouldn’t mirror your success to another entrepreneur, this read is perfect to understand how Ben Horowitz built his fortune from the ground up. You’ll learn more about his time co-founding the capital firm And reason Horowitz and running it, as well as selling, buying, managing and investing in other technology firms around the world.

From this read, you’ll receive practical advice and tips on a range of different corporate issues. This includes firing executives, putting your company on the market, poaching staff as well as clearing any misinterpretation from your staff members. Once you’ve read this one, you’ll be excited to hear that his second book What You Do Is Who You Are: How to Create Your Business Culture will be released in October 2019.

The $100 Startup by Chris Guillebeau

If you need to learn from someone who describes himself as his own boss, this book penned by Chris Guillebeau will do the job. The full title of this read is actually: The $100 Startup: Fire Your Boss, Do What You Love and Work Better To Live More — so if you fancy living by those rebellious rules and make money at the same time, pick up this book on your next trip to the store.

Guillebeau doesn’t like to follow convention, or what we’re expected to do to please our parents. He advises that you no longer need to work nine-to-five to pay your mortgage, send your kids to school and book that trip abroad. You can set up and set sail on your own terms!

In this read, you’ll also discover some key insights from big players in the business who started their company with $100 or less. Who knows, you might feature in v2 of this book!

Disrupted: My Misadventure in the Start-Up Bubble by Daniel Lyons

You’ve probably heard of this one but never got the chance to give it a read. The Los Angeles Times actually stated that this read was “the best book on the Silicon Valley”. Although it was released back in 2016, it’s just as relevant to its audience today and is heavily entertaining.

You might not learn a lot about how to launch a start-up, but it does cover the ups and downs of the authors work life which is incredibly interesting. Although we don’t give you any spoilers, on one Friday morning, he received a call from his boss who told him that his job no longer existed — this just shows the everchanging landscape of the corporate world and how you need to keep up with the times!

Zero to One by Peter Thiel with Blake Masters

If you enjoy learning from the top dogs in business, this book is actually penned by a PayPal co-founder who was also an early Facebook investor, Peter Thiel, with the help of COO Blake Masters. The book is a condensed and updated version of online notes taken by Masters for the CS183 class on startups taught by Thiel at Stanford University.

At its core, the book is all about optimism for the future and how innovation is key. It also discusses how we “live in an age of technological stagnation, even if we’re too distracted by shiny mobile devices to notice” and that progression is key to success. Although the book has sold 2.5 million worldwide since its release in 2012, the original notes taken by Blake are available on his website here!

Founders at Work: Stories of Startups’ Early Days by Jessica Livingston

Although this book was released in 2001, the stories within it will be inspiring for all of the time. Written by Jessica Livingston, the book is a collection of interviews with famous technology moguls which poses questions about their early entrepreneurial years and the challenges they faced.

We know you’re wondering which icons are featured in this reading, and we don’t mind telling you! Expect to hear the tales of Steve Wozniak from Apple, Caterina Fake from Flickr, Mitch Kapor from Lotus, Max Levchin from PayPal and Sabeer Bhatia from Hotmail. Your mind will be blown away by their approach to business — from fleshing out an idea with their friends, capturing investors and building a multi-million-pound company.

The guest piece provided by UK company offering compliment slip printing: Where The Trade Buys.

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5 Expert Tips to Increase your Credit Limit for Immediate Approval

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increase your credit limit

The Indian financial market has seen a boom in credit card usage in the last decade with an ever-increasing number of people who use plastic money instead of cash. Today, there are more than 36.2 million credit cards in circulation.

Credit cards offer various advantages over hard money or plastic alternatives. The convenience to buy with credit and pay for it later, numerous loyalty programs, entice many to use it as their default mode of payment.

5 Expert Tips to Increase your Credit Limit for Immediate Approval

These cards come with pre-set credit limits, that is, a limitation to the total amount of credit which an individual can use with each specific card or account, in case there are multiple cards.

You will enjoy various benefits if you have a higher credit card limit. It decreases your credit utilisation ratio, help you accumulate more reward points that can be redeemed to earn gifts, cash-backs, discounts, etc. and can even help to tackle an emergency with the substantial amount of available funds.

So, let’s take a look at how to increase your credit card limit to help you utilise the financial tool to its fullest extent.

  • Keep your credit utilisation ratio below 50% – Credit utilisation ratio is the ratio of the funds you borrow money from your credit card account and its maximum limit. It plays a crucial role in determining your creditworthiness. If you regularly spend more than 50% or 60% of your available credit, lenders will consider you as credit-hungry.Ideally, you should maintain a 30% to 40% credit utilisation ratio at all times. You will portray yourself as someone who is responsible with his finances. Lenders will automatically increase your cards limit if you maintain this recommended limit for some time.
  • Always pay the total due amount – Another way of how to increase your credit card limit is to make a habit to pay your due amount in full at every billing cycle. Financial institutions review your credit history periodically to find out how you are handling your money. If you create a history of timely, full repayments, they will consider you as a credible borrower and increase your credit limit.
  • Improve your CIBIL score – Every financial institution checks your CIBIL score before lending you credit. Similarly, a higher CIBIL score increases the chances of getting a better credit card limit. CIBIL score is a numerical representation of your financial history. Pay your monthly dues in time, stay below the recommended credit utilisation ratio, and pay-off your existing debts to improve your CIBIL score and become more eligible for a higher credit card limit.
  • Channel all your transactions through one credit card – Make monthly payments like utility bills, EMIs, and other essential expenses through one single credit card. Regular transactions and repayments will make your lender consider you as a responsible candidate for a higher credit limit.

    If you utilise only one card for regular payments, you will also accumulate more reward points. Cards like Bajaj Finserv RBL Bank SuperCard have reward programs that offer you 1 reward point for every Rs. 100 you spend on everyday purchases and 2 points for every Rs. 200 spent online. Use the card to pay your monthly bills and EMIs and collect a lot of points which you can later redeem for various offers. The SuperCard also has many other industry-first benefits like 50 days interest-free cash withdrawal from ATMs, easy EMI conversion, etc.

    Additionally, Bajaj Finserv brings you pre-approved offers for credit cards, personal loans, home loans, business loans, and a range of other financial products and services. Such offers not only simplify the process of financing, but it also helps you save a considerable amount of time.

    You only have to provide some necessary details online to check your pre-approved offer.
  • Increase your income – Earning potential is one of the most dominant considerations to determine your credit limit. If your income has increased recently, show it to your financial institution to raise your credit card’s limit. It is a guaranteed way if you are looking for how to increase your credit card limit.Credit card companies review a borrower’s profile every 6 months or so to judge their creditworthiness. If they see you as a suitable candidate, they will automatically increase your credit limit unless you request for it first. Various financial institutions accept online and offline applications, like an application through RBL Credit Card Customer Care as a request to increase one’s credit limit.

    Follow these tips, to increase your credit limit during the next revision period. Utilize your credit card wisely, make timely payments and stay within the utilization ratio.

 

 

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